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A big question that is asked a lot is, how do people with bad credit still get credit cards? Well, I have that answer. The history behind credit cards is that they first were present as far back as the 1800s. It was away that people could pay for goods and services though a credit. The first bank card was named "charg-it" by John Biggins, a banker in Brooklyn. (MasterCard) In 2009, a study was made and over 173 million people have a credit card. That number is still on the rise today. The average amount of cards per person is 8, with $5,000 in debt PER card. That is a lot of money. (Newsweekly) Credit cards are suppose to be a way for people with bad credit to help build their credit back up. Then, when the credit card companies saw that the bad credit citizens were not paying back their debt; they knew right then they lost that money. (Wall Street Journal)I think that when people with bad credit get credit cards, that is just showing that the credit card company is desperate.The reason I say this is because, if the credit card companies would be as "smart" as they say they are, they would gain money and not lose money. For example: they would accept more people with good credit to help average the weight of the credit card holders that have bad credit.